Dental

Services included in the plan

Manulife Financial

Basic Plans and Enhanced Plans

Desjardins Financial Security

Blue Cross

(Blue Vision)

The Edge

Base Plan and Deluxe Plan

Group Medical Services

Diagnostic services

Basic: Yes

Enhanced: Yes

Yes

Yes

Yes

Yes

Preventive services,

Basic Restorations

Basic: Yes

Enhanced: Yes

Yes

Yes

Yes

Yes

Periodontal treatment

Basic: scaling & root planing only

Enhanced: Yes

Yes

Yes

Yes

Yes

Endodontic treatment including root canal therapy

Basic: N/A

Enhanced: Yes

N/A

Yes

Yes

Yes

Surgical Services

Basic: certain extractions

Enhanced: Yes

Yes

Yes

Yes

Yes

Standards Denture Services

Basic: N/A

Enhanced: Yes

Yes

Yes

Yes

Yes

Major Services (crowns, bridges, dentures)

Basic: N/A

Enhanced: Yes

N/A

Yes

N/A

Yes

Basic: N/A

Enhanced: Yes

N/A

N/A

N/A

N/A

Annual Maximums

ComboPlus Basic:

80% of first $300, 50% of next $850

ComboPlus Enhanced:

90%-100% of the first $500, 60% of next $700 for Ongoing services.

Oral Surgery, Endodontics, Periodontics, Orthodontics, Major services: $1250/3 years for all services combined

1st year: $500,
2nd year: $750,

Each subsequent year: $1,000

1st calendar year - $750,

2nd calendar year -  $1,000,

Each subsequent calendar year - $1250 including Major services.

Major services are paid starting in the third year

Base Plan:

First 12 months - $750;

every 12 months thereafter- $1,000

Deluxe Plan:

First 24 months - $1,000;

every 12 months thereafter- $1,200 

1st yr - $500;
2nd yr - $750 including Major services;

Each subsequent year - $1,000

Major services are paid starting in the 2nd yr