Get your best quote and buy online Health&Dental insurance.

 Health and Dental Benefits Plan may include: Extended Health benefits , Prescription Drugs, Dental Care, Vision Care, Semi-Private or Private Hospital, Hospital Cash, Medical Travel, Accidental Death&Dismemberment, Fracture Benefit, Catastrophic Coverage.

Insurance providers and Plans Available

Get quotes and buy affordable health&dental benefit insurance plan :

Have pre-existing conditions and take medications?

Insurance companies issue Health&Dental Plans, which do not require Medical Questionnaire at the time of application for this insurance. This policy may be the best solution for you if you have pre-existing medical conditions and medications.

Have pre-existing medical conditions and your group benefit plan expires soon?

Get your quote for plans designed to offer uninterrupted health and dental coverage for you and your family, when your employment and group benefits end. If you apply within 60 days of your loss of group health and dental benefits, your application will be automatically accepted.

How can you buy Health and Dental Insurance Plan? 

There are three ways to purchase this policy:

1. You can buy Heal&Dental insurance online directly from Manulife Financial or Group Medical Services: just click the link and open the company's secured website.  Then follow instructions - you will get your quote and policy online.  Please Contact us, if you have questions or need assistance.

2. Request for Application and we will send (mail or e-mail) you the  application form for the insurance plan you want to get. You will fill out this application and mail it back to us. We will deliver your policy as soon as the insurance company issues it.

3. If you have questions and need more information we can also arrange an appointment at our office or your home (GTA area, Ontario). Contact us us to set an appointment.

Why do you need Health and Dental Benefit Insurance?  

Many routine health care expenses in Canada such as dental services, prescription drugs, prescription eyewear, and registered specialists and therapists are not covered by your Government Health Insurance Plan (OHIP in Ontario). If you're without an employee group plan, these expenses can come out of your pocket. And should an accident or serious illness occur, additional medical expenses might be difficult to pay. Individual Health Care Insurance can help to cover these costs, and many more. Like any other insurance plans, Individual Health Care Insurance gives you peace of mind, provides a safety net for potential financial losses as well as makes easier the burden of day to day medical and dental expenses. 

Who is this insurance designed for?

Individual Health Care Insurance is designed for:

• Self-employed individuals and individuals working on contract

• Home based business owners and small business owners

• Retired or retiring individuals to replace group benefits

• Part-time, seasonal and temporary employees

• Anyone not covered, or not eligible for coverage under a traditional group insurance plan

• Those, who want to top-up their existing group coverage

If you're self-employed or are an employee of your own business, health and dental premiums may be a non-taxable benefit and a tax-deductible expense. For others, the premiums may qualify as a medical expense and create a tax credit.

Here's how it works for self-employed:

Contact us  for more information, free consultation and to choose the policy, which is right for you.

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