Medical Insurance for Canadian Students
studying abroad or outside their province of residence
If you are a Canadian Student studying abroad (in the USA, Europe, UK, any other country) or Canadian Student studying in Canada but outside your principle province of residence, you should buy supplementary health insurance. IMPORTANT: Please see Eligibility .
Who can apply for Student medical insurance?
● You are a student enrolled in a school (recognized institution of learning) outside Canada (or outside province of residence); or
● You are an accompanying family member of the student studying outside of Canada (of province of residence); and
● You must be insured or eligible for benefits under the government health care plan of the province or territory in which you reside, for the entire trip duration.
Insurance Providers and Insurance Plans Available
Get information, policy wording, rates and buy medical travel insurance for Canadian students studying abroad or outside their principle province of residence from the insurance providers below. Choose the plan which is right for you.
* Compare benefits: Manulife Financial vs. Travel Underwriters
With this plan, students playing competitive sports on official
university sports teams are covered for medical expenses that are a
result of participation in their sport .
Why you need Student hospital and medical insurance
When you study outside of Canada or your province of residence, your provincial health care plan offers limited coverage for emergency medical care. Student medical insurance provides many important medical benefits that your provincial health plan lacks. This policy may be also purchased for accompanying family members of the student.
You must be insured or eligible for benefits under the government health care plan of the province or territory in which you reside, for the entire period of coverage.
If your provincial health insurance plan terminates because of your long absence from your province of residence, you can consider Canadian Expatriate Hospital& Medical Insurance after the expiry date of your provincial plan.
Other options for Canadian Students studying abroad.
If you usually spend
3-4 months in the country of study and come back home
for vacations, you can buy regular multi-trip emergency medical
You’ll be covered for 12 months and can travel for an unlimited
number of trips which start and end in your province of residence,
up to the trip duration you have chosen . .
.Choose from 95, 125, 155-day multi-trip plans
These plans may be cheaper than
Student medical insurance.
However, they do not include some benefits which usually Student medical insurance covers: tutorial services, maternity
benefit, psychiatric care, annual physician visit and eye
However, they do not include some benefits which usually Student medical insurance covers: tutorial services, maternity benefit, psychiatric care, annual physician visit and eye examination.Please refer to the policy wording for details.
If you have questions or more information please call at 416-493-0101, 1-877-443-0101 or
Revised: April 13, 2015