|
Key Benefits |
Maximum Limit |
|
Maximum liability |
$2,000,000 |
|
Emergency medical treatment |
•
Emergency medical treatment for sickness or
injury whether in-patient or out-patient care
• Services of physician, surgeon, anaesthetist,
registered graduate nurse
• Up to $15,000 for private duty nursing
• X-rays and laboratory services
• Rental of medical appliances |
|
Non-emergency medical treatment |
Up to
$3,000 |
|
Ambulance |
Including mountain and sea rescue. Taxi expenses
up to $125 in lieu of ambulance |
|
Prescription drugs |
Limit
of a 30-day supply, up to $10,000 |
|
Eye
examination |
One
visit per 12 months period |
|
Annual physician visit |
Up to
$150 for one check-up or one consultation
session and prescription of the 'morning after
pill’ per 12 months period (if 365 days are
purchased) |
|
Emergency air transportation |
Up to
Policy limit |
|
Maternity |
Up to
$25,000 if pregnancy commenced during period of
coverage |
|
Dental |
• Up
to $5,000 for accident
• Up
to $600 for dental pain
• Up
to $150 for impacted wisdom tooth |
|
Professional medical services |
Up to
$600 per practitioner for visits to licensed
physiotherapist, chiropractor, chiropodist,
osteopath, acupuncturist, speech therapist,
naturopath, or podiatrist. Referral needed for
acupuncturist and naturopath |
|
Psychological/Psychiatric |
• Up
to $1,000 for visits to a physician,
psychiatrist or psychologist
• Up to $10,000 for hospitalization |
|
Repatriation |
• Up
to $15,000 for repatriation |
|
Family transportation |
Up to
$5,000 for transportation costs and up to $1,500
for meals and accommodation in the event of your
hospitalization |
|
Accidental Death and Dismemberment |
$10,000
Optional limits available:
• Air flight/common carrier - $100,000
• 24-hour Accident - $25,000 |
|
Key Features |
|
|
Travel worldwide |
Travel worldwide is valid as long as majority of
time is spent in country of study. No coverage
provided while in home
country |
|
Pre-existing conditions |
Covered if stable in the 90 days prior to the
effective date |
|
Exclusions |
•
Medical treatment or medical condition
originating in your home country
• Long term care or ongoing care
• Refer to policy wording for complete list of
all exclusions |
|
Refund |
•
Full refund if prior to the effective date/if
student visa is denied/if entry into country is
denied/if non arrival to country of study
•
Partial refunds are also available – consult the
policy wording for full details |
|
Claims procedure |
Consult the claim guideline in your policy
wording
Travel
Underwriters’ emergency assistance and claims
administration partner is OneWorld Assist.
Please visit OneWorld
Assist website
In
the event of hospitalization, call OneWorld
Assist immediately
|
