To be eligible
for Emergency Medical coverage you must: be a resident of
Canada, a minimum of 30 days old, and
covered under a government health insurance plan for the entire
duration of your trip. For Multi-Trip plans, you must also be
age 84 or under at the time of your application for this
insurance.
Multi-Trip and
Single Trip insurance policies are available.
You must
complete your application (including the medical questionnaire
if required) for Single Trip not more than one hundred and eighty (180) days
before your effective date. If you are
purchasing a Single Trip plan, you must have coverage for the
entire duration of your trip away from home.
Multi-Trip plans
provide coverage for an unlimited number of trips taken within
one (1) year, commencing with the effective date as shown on
your confirmation.
This
plan cannot be purchased more than 60 days prior to effective
date. You
can choose from 4, 10, 18, 30 day plans.
In the event of a
claim, you will be required to provide proof of your departure
date and your return date. Proof can include your plane ticket,
train ticket, a stamped passport, and/or credit card or bank
statement showing purchases in Canada just prior to your
departure date.
What does Emergency Medical Insurance cover?
Emergency Medical
Insurance covers you for up to $5,000,000 CDN of covered
expenses incurred by you as a result of medical attention
required by you during your trip if a medical emergency begins
unexpectedly after you leave home:
▶
Expenses for
emergency medical attention
▶
Expenses for
paramedical services
▶
Expenses for
ambulance transportation
▶
Expenses
for emergency dental treatment
▶
Expenses
to bring someone to your bedside
▶
Extra
expenses for meals, hotel, phone calls and taxi
▶
Expenses
related to your death
▶
Expenses
to bring you home
▶
Expenses
to return children under your care
▶
Expenses
to return your travel companion
▶
Expenses
to return your vehicle home
▶
Trip
break
This is only a
summary of the benefits.
Please read the
Policy Wording
for more
details on the coverage provided, conditions, exclusion and how
to submit a claim.
|
IF YOU HAVE THIS POLICY,
IN
THE EVENT OF AN EMERGENCY, CALL THE ASSISTANCE
CENTRE IMMEDIATELY
Please note that
if you do not call the Assistance Centre in an
emergency and prior to treatment, you will have
to pay 25% of the eligible medical expenses the
company would normally
pay under this policy. If it is medically
impossible for you to call, please have someone
call on your behalf. |
