Group Medical Services
TravelStar®
Travel Insurance
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You can get a
quote and purchase this insurance contract online
directly from the insurance company Group Medical Services:
please, click the link below and follow the on-screen prompts.
Click here if you need help.
Before
purchasing the contract please read the
policy wording
for information on the coverage provided, exclusions and
conditions. If you need assistance, please
Contact us.
Important Notice
regarding claim procedure !
In the event
of medical emergency, you, or someone on your behalf, must contact GMS
assistance centre prior to
treatment
whenever possible. Failure to contact GMS assistance centre within twenty-four
(24) hours
of receiving medical treatment or admission to hospital will
limit benefits
otherwise payable to 70% of eligible charges to a maximum of
$50,000.
Claims for
Trip Cancellation&Interruption, Baggage Loss or loss of Sports
or Computer Equipment must be reported within seven days of the
cause of the claim.
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What coverage you will get
Emergency
Medial Insurance
Eligibility. You must
have valid provincial health coverage for the entire trip length
for this insurance to be valid. All applicants have to meet
Eligibility Requirements when applying for this policy.
Applicants 60 (sixty) years of age
and over must complete a medical questionnaire at the time of
application for emergency medical insurance to determine rate category
(Eligibility&Medical Questionnaire
).
If you are 16 years of age or older and have used tobacco or
tobacco products in the last 24 months, a 15% smoking surcharge
applies.
Single
Trip Daily
Emergency Medical
TravelStar® Daily protects you in the event of medical
emergencies when you’re traveling out of province or out of
Canada. It provides up to $5 million coverage for a complete
complement of emergency benefits, travel for short and long-term
trips, no age restrictions, and 24-hour worldwide travel assistance.
Deductible:
Automatic
$250 deductible; $0 deductible is available for 10%
surcharge.
Multi-Trip Annual Travel Emergency Medical
A great plan for business and casual travelers. The Multi-Trip
Annual Travel plan provides emergency medical coverage for
travel outside your province or outside Canada for trips under
15 and 30 days. Buy it once and take as many trips as you want in a
year. To purchase the Multi-Trip Annual Travel Plan, you must be
age seventy-nine (79) or less at the effective date.
Emergency
Medical Benefits
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Benefit |
Detail |
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Hospitalization |
Hospital accommodations up to semi-private rooms and
hospital services and supplies necessary for emergency
care during hospitalization. |
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Medical Services |
Treatment by physician or surgeon. |
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Diagnostic Services |
X-rays and other diagnostic tests. |
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Out-Patient Treatment |
Out-patient emergency room charges. |
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Prescription Drugs |
Prescription drugs and medication prescribed by a
physician. Maximum of a thirty (30) day prescription. |
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Private Duty Nursing |
Up
to maximum $5,000 per person
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Road Ambulance |
Covers expenses for the use of a licensed road ambulance
in the emergency situation to the nearest hospital.
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Air Ambulance |
Covers expenses for the use of an air ambulance or
regularly scheduled airline to transport you back to
your province of residence for further in-hospital
treatment. |
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Remote Evacuation |
Up
to maximum of $5,000 for evacuation form remote location
to nearest accessible hospital |
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Special Attendant |
One
round-trip, economy class airfare for a medical
attendant to accompany you back to your province of
residence. |
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Paramedical Services |
Up
to $300 for the emergency services of an osteopath,
physiotherapist, chiropractor, chiropodist, and/or
podiatrist. |
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Accidental Dental |
Up
to $2,000 per injury and up to $250 for the relief of
dental pain. |
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Return of Remains |
Preparation and transportation to your country of
origin, destination in Canada, or the cost of cremation
or burial at the place of death. |
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Child Care |
If
you are hospitalized, up to $500 for licensed child
care for a dependant that is traveling with you. |
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Out of Pocket Expenses |
Accommodations, meals, phone calls and taxi or bus fares
incurred by an accompanying family member in the event
hospitalization continues after the policy expiry date. |
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Coverage Continuation |
If
coverage expires while hospitalized, coverage will
continue for all covered persons up until 72 hours after
discharge from the hospital. |
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Other Benefits |
Return of
Family Member,
Family to Bedside,
Family Transportation,
Return of Vehicle,
Return of Cat or Dog,
Escort of Insured Children |
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24-Hour Travel Assistance Services |
Coordination of all medical care, transportation, and
repatriation; telephone interpretation services in most
languages; monitoring of progress during treatment and
recovery by managed care. |
This is a
summary of the benefits. Please
read the
Policy
wording
before purchasing the policy for more details on the coverage
provided, conditions, exclusions and claim procedure.
Exclusions and limitations.
Travel medical insurance does not cover everything.
This insurance has exclusions, conditions and limitations.
Please read them and understand the policy
before you buy this insurance.
A
Pre-Existing Medical Condition
exclusion may
apply to a medical condition
and/or symptoms that existed prior to your
trip. Refer to the policy wording to see how this applies in your policy and
how it relates to your departure date, date of purchase or
effective
date of insurance. If you need assistance,
please
Contact us .
Non-Medical Plans
(Single Trip)
●
Trip
Cancellation & Interruption (Maximum
coverage of $10,000 after departure)*
● Non-Medical Inclusive :
•Trip
Cancellation & Interruption (Maximum
coverage of $10,000 after departure)*
•
Baggage Loss, Damage&Delay
(coverage up to $1,500)
All
inclusive Plans
(Single Trip and Multi-Trip) include the
following coverages:
● Emergency Medical
●
Trip
Cancellation & Interruption
(Maximum coverage of $10,000 after departure)*
●
Baggage
Loss, Damage&Delay (coverage up to $1,500)
*
This insurance must be purchased prior to
your departure date and within seven days of purchasing a
flight or trip that non-refundable after the date of booking or
prior to incurring any cancellation penalties.
Travel
Options
(available with purchase of Non-Medical and All-Inclusive
travel plans)
●
Golf
Clubs, Skis & Sports Equipment
●
Laptops
& Computer Equipment
●
Increased
per item Baggage Limit
●
Trip
Delay Upgrade
This is a
summary of the benefits.
Please refer to the
Policy wording
for details on the coverage
provided, conditions, exclusion and claim procedure.
How to
get a quote online
1. Click the
button above <Get a quote and buy online> and
you will be redirected to the
Group Medical Services secured website.
2.
Choose the
plan: Emergency medical insurance,
Trip cancellation&Baggage, All-inclusive plan.
3. Select
Single-Trip or Multi-trip plan
4. Enter all information
required and click <Continue>
5. Get your
quote for the plan selected.
Please pay attention to deductible:
For
single trip emergency medical insurance, your quote will
automatically include
deductible $250 per claim. If you want to have $0 deductible, you need
to change deductible and get a new quote in the section Modify your plan.
To top up your existing policy, please go to the
section Modify your plan and choose a top-up
option on the right side of the page.
Click on <Continue>
6. Enter all information required in the online application. Follow the
on-screen prompts.
If you are
60 years old or over you will be asked to answer a number of
medical questions to determine your rate category: please read
questions carefully - correct answers are very important. Your
quote will be corrected depending on your answers to the medical
questions.
You can
request an Optional Medical Review: you only complete this
section if you are requesting to have your medical history
reviewed by GMS. Complete this section if you are unsure if your
medical condition will affect your coverage.
Click on <Continue>
How to buy this insurance policy
online
1.
Please check a small box on the left side of the page against
<Eligibility Requirements>. Read carefully Eligibility
Requirements: if you answered YES to any of these question, you
are not eligible to purchase this plan.
Check a
small box against <terms and conditions>. Read this declaration
carefully and accept it if you agree.
You will be asked
to pay by credit card. Then
click on the
button <Submit Order>.
2. You will see your
coverage summary and the policy number on the screen immediately after your payment
is approved. You can print out this confirmation from the
screen.
3. You will
also receive
Travel Insurance
Confirmation of coverage on your e-mail address. Make sure that
your e-mail address is correct. If you do not receive your
confirmation e-mail, please call GMS at 1-800-667-3699.
Your
Travel Insurance
Confirmation of coverage and the
Policy
Wording
make up your insurance contract. Have these
documents with you while traveling. You can print
out this
Policy
Wording
(just click the link) or request a paper copy of the
Policy booklet sending
e-mail with your address to
natalia@tninsurance.ca
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If
you have questions, need help to complete the online
application, or want to purchase a policy please
call
Natalia at
416-493-0101 (or 1-877-443-0101) or
click here to send your
question.
You
can also call Group Medical Services Customer Care at 1-800-667-3699,
if you have questions regarding your existing policy, to make changes to your
coverage, change the travel dates, or extend your coverage.
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