Out of Province
Travel Insurance for Canadians
You
can’t expect to have a medical emergency away from home, or to
have to cancel a trip due to an emergency but you can be
prepared for these events. Take this opportunity to choose the
plan that’s right for you if you are traveling for pleasure or
on business.
Click on the
link below to protect yourself and your health before traveling
(for residents of Ontario)
How to get a quote
1. Click the
button above <Get a free quote and buy Online> to open the Manulife Financial secured website.
2.
On the Manulife Financial
website in the section <TOOLS> in the top left
corner of the page, please find <Get a
Quote & Apply> and click on <Out of Province Travel>
.
3. Choose your
Out of Province Travel plan (single trip, multi-trip, top-up,
etc.), your province of residence and then click
the button <Continue> at the bottom of the page.
4. Please,
enter all required information in the quotation form,
click
<Continue>.
5. If you are 55 years of age
and over, you will be
asked to fill out a Medical Questionnaire. Depending on your
answers the company will give you rate of different categories
A+, A, B, C, D (see
Rates).
Click here
to learn how pre-existing conditions are covered for different
rate categories.
6. Click <Continue>
to get your free quote.
How to buy this insurance policy
1.
If
you accept the quote, click
the button <Apply> at the bottom of the page.
2.
Please, enter your information in the boxes of the application
(don't forget to enter your e-mail address), then click the
button <Continue>.
3. You will be asked to pay by credit card.
4. You will see your Manulife
Financial Travel Insurance Confirmation of coverage
and your policy number immediately after your payment approval (just click on your name
or the
Policy Number you will see on the screen). Also, you will receive Manulife
Financial Travel Insurance
Confirmation of coverage on your e-mail address. Please,
print out this Confirmation of coverage.
Your
Manulife
Financial Travel Insurance
Confirmation of coverage and the
Policy
Booklet make up your insurance contract. Keep this
documents with you while traveling. You can print
out this
Policy
Booklet (just click the link) or request a paper copy of the
Policy booklet sending
e-mail with your address to
natalia@tninsurance.ca
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If you need help to
complete the online application or you want to purchase a policy, please, call Natalia at
416-493-0101 (or
1-877-443-0101) or
click here to send your
question
For
the questions regarding your existing policy, to make changes to your
coverage, to obtain a claim form or to make a non-medical travel
insurance claim, please call Manulife
Financial Customer Service at 1-800-268-3763.
In
the event of an emergency please call the Assistance Centre
immediately, prior to receiving medical treatment.
The phone numbers are indicated in your policy.
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What coverage you will get
TO BE
ELIGIBLE FOR INSURANCE UNDER THIS POLICY, you must be a resident
of Canada, and covered under a government health insurance plan.
●
Out of Province Travel - Single-Trip Plans:
for trips up to 183
days (212 days if you reside in Ontario)
●
Out of Province Travel - Multi-Trip Plans
Choose from 4, 10, 18 and 30 day
multi-trip plans. You’ll be covered for 12
months and can travel for an unlimited number of trips up to the
trip duration you have chosen.
Emergency
Medical Insurance
This insurance
includes the following
Emergency
Medical Benefits
-
Up to $5 million in emergency medical coverage
-
Coverage for professional medical services due to
covered risk, up to $300 by profession
-
Ambulance transportation
-
Emergency dental treatment
-
Expenses related to death
-
Return home, if recommended by attending physician
-
Visit to bedside if traveling alone
-
Return of children in the care of the insured
-
Additional expenses for meals and hotel
-
Return home of vehicle
-
Trip break without terminating coverage
Pre-Existing
Condition - Learn this exclusion before purchasing
insurance!
If your age at the time of application is less than 55 years,
the pre-existing condition clause for category A is applied to
you. If your age is 55 years and over you will be asked to
answer several medical questions and depending on the answers
you will qualify for
rates and pre-existing condition coverage of categories A+, A, B,
C, or D.
Plan D is a
Quick Trip Plan for trips of less an 18 days for those 55-74
years of age (no medical questionnaire, no coverage for
pre-existing conditions: see the Policy wording, plan D).
All-Inclusive Plans
If you make pre-paid travel arrangements, you may want to choose
the All-Inclusive plan that includes: Emergency Medical, Trip
Cancellation and Interruption, Baggage Loss, Damage and Delay,
and Flight and Travel Accident. Click the button below to
get your quotes and purchase policy on line.
Trip Cancellation/Interruption
can be purchased separately.
Please
read the
Policy booklet
for more details on the coverage
provided,
conditions, exclusions
and how to submit a claim.
Don't Forget
