Wallet Card
The Wallet Card is found in the policy.
The Wallet Card includes telephone numbers in case of an emergency or if an extension is required.
The Wallet Card and Manulife Financial Travel Insurance policy booklet should be kept with the insured at all times when traveling.
Make sure the application and confirmation are signed and dated prior to the effective date. If coverage is not arranged prior to the effective date, coverage begins on the day following Manulife Financial's or the broker's receipt of the executed confirmation form and payment. In the event we are unable to process payment, coverage will not be in effect.
To contact the Assistance Centre before receiving treatment while on a trip. Manulife Financial Travel Insurance has a 25% coinsurance provision that may limit the benefits if a call is not received. In addition, specific covered eligible benefits may be limited or not covered if the Assistance Centre has not been contacted.
To read the policy with particular attention to "pre-existing condition" and "hospitalization for a pre-existing condition" and other exclusions that apply to the coverage.