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The Edge


 

Loss of Income Insurance

Safeguard your LIFESTYLE with the EDGE TODAY!

Accidents and Sicknesses happen everyday!

How would your lifestyle change, if you couldn’t work tomorrow?
How long could you financially survive... days, weeks, months, years?
Where would the money come from?
Savings?... RSP’s?... Line of Credit?...
“The Edge can help ease your financial burden.”

 

BENEFITS of Loss of Income insurance

  • $1,000 to $4,000 per month

  • Injury only or Injury & Illness coverage,

  • 24 hour or Non-Occupational available

  • Benefits payable to age 70 for most occupations

  • 5 year benefit period available for all eligible occupations

  • Payable from the FIRST DAY

  • 30 day or 120 day waiting period also available

  • Benefits based on Gross Business Revenue or Net Earned Income

FEATURES INCLUDE

  • Partial Disability Benefit : 50% benefits for up to 180 days

  • Waiver of Premium: after 30 days of Total Disability while benefits are payable

  • Return to Work Assistance Benefit rehabilitation and financial assistance in returning you to work

  • Accident Medical Reimbursement Benefit providing reimbursement up to $10,000 for a number of medical expenses not covered by government health insurance plans

OPTIONAL BENEFITS

  • Accidental Death and Dismemberment Coverage : $100,000 or $200,000 or $300,000
    A lump sum payment for specific losses, in addition to any other insurance you may have.
    Principal sum amount in the event of Death, Paraplegia, Hemiplegia or Quadriplegia.
    Includes an enhanced loss schedule, as well as benefits like day care, education, home alteration/vehicle modification.

  • Out-of-Province/Canada Travel Medical Emergency Coverage
    Provides up to $5,000,000 of coverage for reasonable and customary medical expenses as part of the
    emergency treatment arising from a medical condition.
    Covered Expenses include hospital accommodations, physician charges, diagnostic services, paramedical services, ambulance services, emergency air transportation, transportation to bedside, and more.
    Emergency Assistance Service available 24 hours 7 days a week no matter where you travel.
    Unlimited number of trips and within the first 30 consecutive days of each trip.
    Certain exclusions, limitations, and definitions apply.

All provisions of the plan are contained in the policy booklet.
 


 

The profession of driving puts you at greater risk everyday.

Look at the plan designed specifically with the trucker in mind.

 

ROADSIDE PACKAGE INCLUDES...

 

LOSS OF INCOME INJURY COVERAGE
Guaranteed To Issue  (Just two qualifying questions)

  • $2,000 to $4,000 per month

  • 24 hour or Non-Occupational available

  • Payable from the FIRST DAY, to age 70

  • Benefits based on Gross Business Revenue or Net Earned Income

  • Partial Disability Benefit 50%benefits for up to 180 days

  • Waiver of Premium after 30 days of Total Disability and when benefits are payable

  • Return to Work Assistance Benefit rehabilitation and financial assistance in returning you to work

ALSO INCLUDES...

  • Accidental Death and Dismemberment Coverage $300,000 or $500,000

  • Accident Medical Reimbursement Benefit $110,000 Out-of-Province/Canada Emergency Medical Coverage $5,000,000 Maximum

Call 416-493-0101 for quote and more information

 

 


 

 

Other insurance products from The Edge:

Critical Illness insurance (guaranteed issue)

Health&Dental Benefits

 

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Investments:    RESP     RRSP     TFSA     Guaranteed Investments     Segregated Funds

                                                     Revised: May 28, 2011