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Despite some differences in the policies from various companies,
usually, Insured Services include:
Hospital confinement
– the cost
of standard (sometimes semi-private) hospital room,
services and supplies.
Medical services:
- The service of a legally licensed medical physician or
surgeon, anesthetist and registered nurse
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Treatment provided by licensed chiropodist,
chiropractor, osteopath, physiotherapist or
podiatrist if a physician prescribes such treatment.
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Diagnostic treatment including X-rays, ultrasounds and
laboratory tests required by a physician.
- The use
of licensed ambulance services
- Drugs
and medications (up to a maximum indicated in the policy
unless hospitalized as an inpatient)
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Emergency out-patient services provide by a hospital
- Rental
of hospital type bed, crutches, trusses, braces, splints
or other approved prosthetic appliances
Accidental dental and dental emergency
Return of Deceased Body
to the
permanent residence of Insured, or cost of cremation or
burial at place of death
Return home,
if recommended by attending physician
Accidental Death&Disablement
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