Travel Underwriters
Visitors to
Canada Platinum Emergency Travel Insurance
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You can
get a
quote, purchase and get your instant insurance policy online directly
from the insurance provider: click on the link below and you
will be redirected to the
Travel Underwriters
secure
website. Follow the on-screen instructions or call us for
assistance.
Before
purchasing the contract please read the
policy wording for information on the coverage provided,
exclusions and conditions or
Contact us
for assistance.
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Who can apply?
This insurance is designed for visitors to Canada and foreign
workers. It also protects
immigrants and Canadians returning to Canada after living abroad
who are awaiting provincial health plan coverage.
This insurance policy
meets all requirements for
parent and grandparent super visa if
amount of coverage purchased is $100,000
or greater and period of coverage is 365 days.
What coverage will you
have?
Emergency medical&hospital insurance
:
Amount of medical coverage
is available in increments of $10,000 up to a
maximum of $300,000
Air
Flight Accident (up to $25,000)
24-Hour
Accident Insurance (up to $25,000).
Age. The
applicant has to be over the
age of 14 days old and has
not reached the age of 90
years at the time of
application.
Deductibles. This insurance
has no deductible. However, the Insured can choose to add one of
three deductible options $100, $500, $1,000 and receive a
discount of 5 per cent, 15 per cent or 25 per cent on the
premium respectively. (Minimum Premium per policy is $20.)
Waiting period.
No
waiting period if purchased prior to arrival in
Canada.
If this policy was purchased
within 60 days after your arrival in Canada, then in respect of
any sickness you will only be entitled to receive benefits for
the cost of eligible medical expenses incurred after the first
48 hours from the effective date of this policy.
If this policy was purchased 61
days or more after your arrival in Canada then in respect of any
sickness you will only be entitled to receive benefits for the
cost of eligible medical expenses incurred after seven (7) days
from the effective date of this policy.
Family plan is
available, if all family
members are under 61 years
of age. (see
Rates).
Travel worldwide
:
Travel worldwide is valid as long as majority of
time is spent in Canada. No coverage
provided while in home
country.
Travel to and from Canada
:
Coverage will be
provided up to 7 days each way
Summary of Medical &Hospital Benefits
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Key Benefits |
Maximum Limit |
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Maximum liability |
Choose from $10,000 to $300,000 |
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Emergency medical treatment |
Emergency medical treatment for sickness or
injury whether in-patient or out-patient care
Services of physician, surgeon, anaesthetist,
registered graduate nurse
Private duty nursing
X-rays and laboratory services
Rental of medical appliances
"Emergency" means an unforeseen Sickness or
Injury that requires immediate Medical Treatment
to alleviate existing danger to life or health.
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Non-emergency medical treatment |
Up to
$3,000 if treatment is a direct result of the
initial emergency |
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Ambulance |
Including mountain and sea rescue from the scene
of the accident or place of onset of the
Sickness to the nearest Hospital |
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Prescription drugs |
Limit
of a 30-day supply, up to $10,000 |
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Professional medical services |
Services of a licensed physiotherapist,
chiropractor, chiropodist,
osteopath, podiatrist for the relief of Acute
Emergency pain, up to
a maximum limit of $500 per practitioner |
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Maternity |
Up to
$3,000 for pregnancy, childbirth or
complications during the 9 weeks prior to
expected delivery date, if pregnancy commenced during period of
coverage |
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Dental |
Up
to $4,000 for accident
Up
to $600 for dental pain
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Emergency air transportation |
Up to
sum insured for air evacuation or airfare back
to Canada or country of residence for treatment
and medical attendant. |
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Child
care |
Up to $50 per day to a
maximum of $500 for child care costs (excluding
child care provided by a Family Member) in the
event You are confined to Hospital |
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Repatriation |
Up
to $12,000 for repatriation |
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Family transportation |
One
return economy airfare or ground transportation
costs and up to $100 per day for meals and
accommodation. |
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Return of insured traveling companion |
One-way economy airfare back to point of
departure if insured is repatriated or returned
to the country of permanent residence under
Emergency Air Transportation benefit |
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Key Features |
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Important!
Pre-existing
medical
conditions |
For
persons 69 years and under, pre-existing
conditions are covered if stable in the 120 days
prior to the effective date of this policy.
For persons
70 to 79 years, pre-existing conditions are not
covered; however coverage for pre-existing
conditions can be purchased.
The applicant can purchase an
additional optional coverage to cover
pre-existing conditions provided they were
stable in the 120 days prior to the effective
date of the policy. A 25% surcharge will apply.
For persons
80 to 89 years, pre-existing conditions are not
covered. |
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Exclusions
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The company
does not pay for medical expenses if a trip is
undertaken:
a) against a Physicians advice; or, b) after diagnosis
of a Terminal Condition.
Treatment,
services or prescriptions required for ongoing care or
check-ups
Tests and
investigative consultation
Please
refer to the policy wording for a complete list of
exclusions |
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Claims procedure |
In
the event of hospitalization, call OneWorld Assist
immediately. It is a condition of the policy.
You can find OneWorld
Assist phone numbers in the policy wording, your
confirmation of coverage and ID cards
Travel
Underwriters Emergency Assistance Centre and claims
administration
partner is OneWorld Assist.
Please visit
OneWorld
Assist website.
Consult the claim guideline in your
Policy
Wording. |
Note: This information is a summary of benefits.. For the
complete terms, conditions, limitations and exclusions please
refer to the policy wording.
How to get a quote and buy
this policy ONLINE
1.
Click the
button above <Get a free quote and buy Online> to open the
Travel Underwriters secured website.
2. Choose
Visitors to Canada Platinum Emergency Travel Insurance at the
bottom of the page and then click
the button <Next>.
3. Please,
enter all required information: start date, end date, arrival
date, beneficiary name.
Choose amount
of coverage and deductible.
Read the
Statement carefully and click on Agree or Disagree.
If you do not agree with this Statement, please call at
416-493-0101 for further information on the Visitors to
Canada Platinum Emergency Travel Insurance.
Please select
the number of people to be covered by this policy, enter
information about the applicants, and
click
<Next>.
4) Please
review the policy information entered below before continuing.
You can correct this information: just click
<Previous> at the bottom of the page.
Read Term and
Conditions of the policy and click Agree if you agree.
Then click
<Next>
5.
Please,
enter your information in the boxes of the application (make
sure that there is no mistake in your e-mail address).
3. You
will be asked to pay by credit card. Click
on
<Purchase policy>
4. You will
see your Policy Declaration on the screen after your payment is
approved. Also, you will receive this Policy Declaration and the
Policy Wording on your email instantly after your payment is
approved. Please,
print out this Policy Declaration.
Your
Policy Declaration and
the
Policy
Wording
make up your insurance contract. You can print
out this
Policy
Wording
(just click the link) or request a
paper copy of the
Policy booklet sending
e-mail to
natalia@tninsurance.ca
.
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If you need help to
complete the online application, or for
the questions regarding your policy status, to make changes to
your coverage,
to extend the policy, or purchase this policy over-the-phone, please call Natalia at
416-493-0101 (or
1-877-443-0101) or
click here to ask your
question online
In
the event of an emergency please call
OneWorld
Assist
immediately,
prior to receiving medical treatment
or hospitalization.
The phone numbers are shown in your Policy wording and Policy
declaration.
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