Group Medical Services (GMS)
Health Insurance

Personal Health insurance plans cover a wide variety of services.

Extended Health benefits are covered under BasicPlan, ExtendaPlan, OmniPlan, which include Coverage for registered specialists and therapists, Ambulance, Hospital room, Private Duty Nursing, Accidental dental and other benefits depending on the plan.

Optional benefits : Dental, Prescription Drug & Enhanced Prescription Drug, Hospital Cash, Travel can be added to any Extended Health plan.

All plans are medically underwritten, which means you will need to answer a few medical questions when applying for this insurance. Your application will be submitted to the insurance company for approval.

Replacement Health coverage is available when you’re leaving your employer’s benefit plan. There are no medical questions, as long as your plan begins within 90 days after your group plan ends.

Three guaranteed issue plans EssentialPlan, ChoicePlan, PremierPlan cover pre-existing medical conditions and include coverage for vision care, dental care, preferred hospital room, health practitioners, and more.

GMS Replacement Health customers are eligible for coverage for a wide range of prescription drugs. Prescription Drug Lookup Tool is available.