Some other Exclusions:
An accident that occurs while you are participating in:
• any sports as a professional athlete (person who engages in an activity as one’s main paid occupation),
• any competition, speed event or other high-risk activity involving the use of a motor vehicle on land, water or air, including training activities, whether on approved tracks or elsewhere (an organized activity of a competitive nature in which speed is a determining factor in the outcome of the event),
• scuba diving (unless you hold a basic SCUBA designation from a Canadian certified school),
• mountaineering which involves the ascent or descent of a mountain requiring the use of specialized equipment, including crampons, pickaxes, anchors, bolts, carabiners and lead or top-rope anchoring equipment,
• a flight accident (unless you are travelling as a fare paying passenger on a commercial airline),
• hang-gliding, paragliding,
• skydiving, parachuting,
• any form of BASE jumping (ie: wingsuit flying),
• rock climbing,
• bungee jumping.