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If you’ve been diagnosed with any type of arthritis such as osteoarthritis, rheumatoid arthritis or psoriatic arthritis, choose this condition.
If you’ve been diagnosed with diabetes that’s treated either by lifestyle changes such as diet, exercise or with any kind of medication other than insulin, choose this condition.
Don’t choose this condition if you’ve been diagnosed with Impaired Glucose Intolerance (IGT), also known as pre-diabetes.
A bladder infection is a specific type of Urinary Tract Infection (UTI). Choose this condition if you’ve had two or more bladder infections, and not any other types of UTIs.
Alteration: the medication usage, dosage or type has been increased, decreased or stopped and/or a new medication
has been prescribed.
Alteration does not include:
a) Changes in brand due solely to the availability of your usual brand or due to a change from a brand name medication to
an equivalent generic brand medication of the same usage or dosage; and
b) The routine adjustment of the dosage within prescribed parameters to ensure correct blood levels are maintained when
you are taking insulin or oral diabetes medication or blood thinner medication such as Coumadin/Warfarin and your
blood levels must be checked regularly and your condition remains unchanged; and
c) The usage changes due to the combination of several medications into one and your condition remains unchanged
Remission: the decrease in or the disappearance of signs and symptoms of cancer and/or the removal of cancer as determined by your physician and noted in your medical records.
Remission can be complete or partial. Complete remission means the disappearance of all signs or symptoms.
Partial remission means a decrease in or disappearance of some, but not all, signs and symptoms
If you’ve only been diagnosed with diverticulosis, don’t choose this condition.
However, if you’ve been diagnosed with diverticulitis and diverticulosis, choose this condition.
If you’ve been diagnosed with Gastroesophageal Reflux Disease that’s treated with prescribed medication such as proton pump inhibitors to stop the production of acid in the stomach, choose this condition.
Don’t choose this condition if you have occasional heartburn or acid reflux that hasn’t been diagnosed as GERD, even if you’re taking over-the-counter medication for it such as TUMS® or Rolaids®.
Coronary Artery Disease can be caused by arteriosclerosis and/or atherosclerosis.
If you’ve been diagnosed with CAD and arteriosclerosis and/or atherosclerosis, choose all these conditions.
Atrial fibrillation is a type of arrhythmia. Choose this condition if you’ve been diagnosed specifically with atrial fibrillation and not any other type of arrhythmia or
Choose Single Trip plan if you’d like insurance for one trip from your province of residence or Canada. (Coverage commences upon your departure from your province of residence and expires when you return to your province of residence, no matter how many countries you visit during the trip).
Choose Annual Multi-trip plan if you’d like insurance for many trips taken in the next 12 months (Coverage for each separate trip commences immediately upon your departure from your province of residence and expires when you return to your province of residence. Each trip cannot exceed the maximum days you selected when you purchased your Multi-Trip plan).
Choose Top-Up if your trip is longer than the number of days covered under your existing policy (Coverage starts on the date after the date when your existing coverage expires).
Choose Annual Multi-trip +Top-Up if you’d like insurance for many trips during 12 months and a Top-Up for one trip which is longer than the number of day per trip allowed under the multi-trip plan.
A weight-to-height ratio measured by Body Mass Index (BMI) greater than 40. Severe obesity must be diagnosed by a
physician or other registered medical practitioner and be recorded in your medical records.