Benefits summary
Get information, policy wording, rates and buy medical travel insurance for Canadian students studying abroad or outside their principle province of residence from the insurance providers below. Choose the plan which is right for you.
1-877-443-0101
Why you need Student hospital and medical insurance
Insurance Providers and Insurance Plans Available
Student medical (health) insurance provides up to $2,000,000 coverage and usually includes the following benefits:
Student Medical Insurance for Canadians Studying Abroad
or outside province of residence
Eligibility
Learn the Benefits of Canadian student health insurance (studying abroad or outside province of residence), check your Eligibility,  compare plans from different insurance providers (Manulife, TuGo, Destination Travel Group), get your instant quote and buy insurance ONLINE directly from the insurance provider.
If you are a Canadian Student studying abroad (in the USA, Europe, UK, any other country) or Canadian Student studying in Canada but outside your principle province of residence, you should buy supplementary health insurance designed specifically for students.
You can purchase Student medical insurance for any number of days up to 365 days. If you need longer coverage, you can reapply as long as you are eligible for this policy.
Period of Coverage
When you study outside of Canada or your province of residence, your provincial health care plan offers limited coverage for emergency medical care. Student medical insurance provides many important medical benefits that your provincial health plan lacks.
You must be insured or eligible for benefits under the government health care plan of the province or territory in which you reside, for the entire period of coverage
Extended Absence from Canada
The provincial and territorial government health insurance plans limit the time a person can be out of Canada and still remain eligible for provincial healthcare coverage (180-212 days depending on province or territory). Check your province's health plan for details before leaving your province of residence.
-   Hospitalization and medical services (inpatient and outpatient) for injury, illness or psychiatric care,
-   Services provided by a physician in or out of hospital when the insured got sick or insured and needs medical attention,
-   Diagnostic tests required by a physician,
-   Use of licensed ambulance services,
-   Medications prescribed by a physician,
-   Accidental dental and dental emergency,
-   Psychiatric/ psychological care,
-    Tuition reimbursement,
-   Annual medical examination and eye examination (if policy purchased for 12 months),
-   Repatriation,
-   Return you home if recommended by your attending physician, and other benefits.
This policy covers emergency medical expenses relating to  pre-existing medical conditions (if any) that have been stable within 90 days(3 months with Manulife plan) prior to the departure date.
Please refer to the policy wording for the details of coverage, for benefit limits, exclusions and limitations.

Student Medical Insurance for Canadian Students
studying abroad or outside province of residence

• You are a student enrolled in a school (recognized institution of learning) outside Canada (or outside province of residence); or
• You are an accompanying family member of the student studying outside of Canada (of province of residence); and
• You must be insured or eligible for benefits under the government health care plan of the province or territory in which you reside, for the entire trip duration
If your provincial health insurance plan terminates because of your long absence from your province of residence, you can consider Canadian Expatriate Hospital & Medical Insurance after the expiry date of your provincial plan.
If you have questions, need more information please call at 416-493-0101, 1-877-443-0101
or  Ask Your Question Online!
Who can apply for Student medical insurance?
Insurance Providers: Buy Online