Super Visa Medical Insurance
for Parents & Grandparents Visiting Canada

This platform lets you easily get quotes, compare prices, and purchase Super Visa medical insurance from reliable travel insurance providers. All available plans meet the requirements for a Super Visa application, offering coverage for hospitalization, doctor visits, diagnostic tests, prescription medication, repatriation, and more.
How can you find a budget-friendly solution?
Super Visa Online
Quote  Calculator
(minimum for new Super Visa application)
With our easy-to-use calculator, you can quickly get instant online quotes for Super Visa visitor insurance from top insurers such as Manulife, 21st Century Travel, HMC, Destination, AwayCare (TrueNorth plan),  and more.
To qualify for a Super Visa, the insurance plan must provide at least $100,000 in coverage and be valid for a minimum of 12 months —these are mandatory requirements of the Government of Canada.
Depending on your parent's health condition, you can choose a plan that includes coverage for stable pre-existing medical conditions or opt for one that excludes them.
Compare different plans and prices to find affordable Super Visa medical insurance that fits your needs and budget.
Once you've found the right coverage at the right price, you can purchase it online directly
from the provider’s website, or complete the application form online - we will assist you.
Do you prefer a personalized quote?
No problem, simply request a quote  to your email, and your best customized quote will be in your inbox within one business day.
For assistance, please call at
416- 493-0101,
1-877-443-0101
Need help choosing the right coverage?
We can also help you navigate through the options and find the right coverage for your parents or grandparents visiting Canada.

Super Visa Medical Insurance Requirements

Frequently Asked Questions
Parents and grandparents of Canadian citizens and permanent residents may apply for a Parent and Grandparent Super Visa, allowing visits for up to 5 years per entry, with multiple entries over 10 years. Alongside the application for Super Visa, applicants must show proof of private medical insurance. a
The Super Visa medical (health) insurance must:
• be valid for a minimum of 1 year from the date of entry;
• provide a minimum of $100,000 of emergency coverage;
• cover health care, hospitalization and repatriation;
• be paid in full or in installments with a deposit (quotes aren’t accepted);
• is valid for each entry to Canada and available for review by a port of entry officer.
As a Super Visa holder, you should have a valid health insurance policy while in Canada.
You can find more information about application for Super Visa on Government of Canada site.

Choose Health Insurance for Super Visa That Is Right for You

Monthly Payment Plans

You have a convenient and affordable option to pay for super visa medical insurance monthly. Monthly payment super visa plan is available for $100,000, $150,000 or $200,000 coverage, and period of coverage may be up to two years.
If you are planning a long stay in Canada, you can consider the  two-year monthly payment medical insurance policy offered by the 21st Century Travel. You are locking today’s rates for two years, no matter if the company increased travel rates or insurance rates would increase because of your age. Pay only for the time in Canada. With proof of return to country of origin, payments cease and extra full monthly payments paid are refunded – even if there has been a claim.

Deductibles

Deductible means the portion of eligible expenses you must pay from your own pocket when a claim occurs.
When applying for medical insurance, you can choose one of deductible options : $0,  $75, $100, $250, $500, $1,000, $3,000, $5,000, $10,000. Cost of your super visa health insurance depends on the deductible amount you have chosen. The higher deductible, the less insurance premium you will pay for the policy:  discount may be  5% - 45% depending on the deductible amount and the plan.

Coverage for Pre-existing Medical Conditions

If the visitor has a chronic medical condition, take medications or is getting other ongoing treatment, it is very important to understand how Super Visa visitors to Canada insurance covers pre-existing medical conditions
Pre-existing Medical Condition means injury, illness or disease; symptom(s) that exists before and on the effective date of insurance. It may be high blood pressure (or hypertension), heart condition, lung condition, diabetes, etc. For example, if at the time of application, the visitor is taking medication for high blood pressure, he/she has a pre-existing condition : it is high blood pressure (or hypertension).
Most Super visa visitors medical insurance plans pay for emergency medical expenses relating to pre-existing medical conditions, which have been STABLE within 90 - 180 days (depending on the plan and visitor's age) prior to the effective date of the policy.
If the visitor has a pre-existing medical condition that meets the stability requirements stated in the policy, and experiences new unexpected symptoms relating to this condition during the period of coverage, Super visa visitors to Canada insurance pays for emergency medical expenses to eliminate this emergency.
Some insurance companies issue two plans: with coverage for stable pre-existing conditions and without coverage for pre-existing conditions. Cost of super visa medical insurance may depend on whether the plan includes coverage for stable pre-existing conditions or not.

How to Change Your Policy (travel dates, cancellation, refunds)

Change of Travel Dates

Effective date means the date on which your coverage begins as indicated on your policy confirmation. When you are applying for super visa medical insurance, your arrival date in Canada is unknown, and you indicate a tentative arrival and effective date in the policy. It may be the date when you plan to arrive in Canada, or you suppose to get your super visa.
If you have got your visa and are planning to arrive in Canada before or after the effective date indicated in your policy, or you have not got a response from IRCC prior to the effective date of the policy, you should adjust your travel dates (policy effective date and arrival date) any time before the effective date shown on your policy confirmation (no administration fee).
ANY MODIFICATION TO THE EFFECTIVE / ARRIVAL DATES MUST BE DONE PRIOR TO THE POLICY START DATE!
If you request to change travel dates after the policy effective date, and you are not in Canada at that time, the insurer may charge an administration fee to process this change or even decline your request.
If you arrived in Canada after the policy effective date, you may not be able to change your  policy or get a refund for the time you were not in Canada after the policy has started.
NOTE: With the 21st Travel Monthly payment plan, you will need to adjust the travel dates in your policy only when your arrival date is confirmed.

Refunds

Your Super Visa Application is denied
If your application for a Parent & Grandparent Super Visa was refused or rescinded, you will get a full refund of premium paid for medical insurance, provided you applied for this refund before the policy effective date shown on the policy confirmation.  A copy of the denial letter or proof of rescinded application is required. Administration fee may apply (depending on the plan).
Policy Cancellation and Partial Refund after Arrival
If you return your home or become insured under a Canadian provincial health/medical plan before your policy expires, your policy can be cancelled and partially refunded, provided there is no claim reported or submitted in the policy. You will be refunded for the number of days (or full months for a monthly payment plan) you paid for but did not use. A cancellation fee applies. Proof of return to home country or departure from Canada, or a document confirming the date when you became eligible for a provincial government plan is required.
Partial refunds are not available if a claim has been or will be submitted, with the exception of the 21st Century Monthly payment plan. With the 21st Travel Monthly payment plan, you will get a refund for unused full months you have already paid for, even if you have submitted a claim. 

This website is owned and operated by Natalia Tatchkova, a member of the Financial Advisors Association of Canada, a life & health insurance broker licensed in  Ontario, Alberta, British Columbia, Manitoba, New Brunswick, Nova Scotia, Newfoundland & Labrador, Prince Edward Island, Saskatchewan and authorized to offer and sell insurance products from a variety of Canadian insurance providers.

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