Super Visa Medical Insurance Requirements
1-877-443-0101
How to Change Your Policy (travel dates, cancelation, refunds)
Canadian Medical Insurance for
Parents & Grandparents Super Visa
Parents & Grandparents Super Visa
Refunds
Full Refund: if you are denied a visa and refused to entry to Canada, you will get a full refund of premium paid for medical insurance, provided you applied for this refund before the policy effective date shown on your policy confirmation. If you apply for refund after the policy effective date, the company usually charges an administration fee. A copy of the denial letter is required in both situations.
Partial Refund: is available if you return your home early or become eligible and covered under a government health plan during the period of coverage. You will be refunded for the number of days you did not use, a cancellation fee applies. Partial refunds are not available if a claim has been or will be submitted, with the exception of the 21st Century Monthly payment plan. With this Monthly payment plan, you will get a refund for unused full months you paid for, even if you have submitted a claim.
Full Refund: if you are denied a visa and refused to entry to Canada, you will get a full refund of premium paid for medical insurance, provided you applied for this refund before the policy effective date shown on your policy confirmation. If you apply for refund after the policy effective date, the company usually charges an administration fee. A copy of the denial letter is required in both situations.
Partial Refund: is available if you return your home early or become eligible and covered under a government health plan during the period of coverage. You will be refunded for the number of days you did not use, a cancellation fee applies. Partial refunds are not available if a claim has been or will be submitted, with the exception of the 21st Century Monthly payment plan. With this Monthly payment plan, you will get a refund for unused full months you paid for, even if you have submitted a claim.
Please Click here, if you want to get a quote on your email, and your best quote will be sent to you within one business day.
Call us at 416-493-0101 or 1-877-443-0101 for assistance and to purchase a policy over the phone or Ask your question online
Call us at 416-493-0101 or 1-877-443-0101 for assistance and to purchase a policy over the phone or Ask your question online
You can apply for: Super Visa medical insurance with coverage for Stable pre-existing medical conditions or plans that do not cover pre-existing conditions, which are cheaper.
Medical Insurance Plans for Parent and Grandparent Super Visa
Choose Health Insurance for Super Visa That Is Right for You
Get your best quote and apply ONLINE for Canadian Super Visa Medical (health) insurance for parents and grandparents visiting Canada. Compare plans, cost and select your best affordable Super Visa health insurance plan from Canadian major travel insurance providers: Manulife Financial, 21st Century Travel Insurance, TuGo, Allianz Global Assistance, Group Medical Services (GMS), RSA Travel Insurance, Travelance, Destination Travel.
Choose Health Insurance for Super Visa That Is Right for You !
A Pre-Existing Medical Condition exclusion may apply to your medical condition and/or symptoms that existed prior to your trip.
Pre-existing Medical Condition means injury, illness or disease; symptom(s) that exists before and on the effective date of insurance. It may be high blood pressure (or hypertension), heart condition, lung condition, diabetes, etc. For example, if at the time of application, the applicant is taking medications for high blood pressure, he/she has a pre-existing condition : it is high blood pressure ( or hypertension).
Most Super Visa visitors medical insurance plans pay for emergency medical expenses relating to pre-existing medical conditions, which have been STABLE in 90 -180 days (depending on the plan and your age) prior to the effective date of the policy.
Though definitions of STABLE are slightly different with various plans, basically STABLE means:
a) there have been no new symptoms, and existing symptoms have not become more frequent or severe, or there have been no test results showing deterioration; and/or
b) a physician has not determined that the condition has become worse; and/or
c) a physician (or other medical professional) has not prescribed or recommended a change in medication or medical care received for that condition; and/or
d) a physician (or other medical professional) has not prescribed or recommended a change in treatment for that condition; and/or
e) there has been no admission to a hospital and/or you are not awaiting the results of further investigation for that medical condition.
Pre-existing Medical Condition means injury, illness or disease; symptom(s) that exists before and on the effective date of insurance. It may be high blood pressure (or hypertension), heart condition, lung condition, diabetes, etc. For example, if at the time of application, the applicant is taking medications for high blood pressure, he/she has a pre-existing condition : it is high blood pressure ( or hypertension).
Most Super Visa visitors medical insurance plans pay for emergency medical expenses relating to pre-existing medical conditions, which have been STABLE in 90 -180 days (depending on the plan and your age) prior to the effective date of the policy.
Though definitions of STABLE are slightly different with various plans, basically STABLE means:
a) there have been no new symptoms, and existing symptoms have not become more frequent or severe, or there have been no test results showing deterioration; and/or
b) a physician has not determined that the condition has become worse; and/or
c) a physician (or other medical professional) has not prescribed or recommended a change in medication or medical care received for that condition; and/or
d) a physician (or other medical professional) has not prescribed or recommended a change in treatment for that condition; and/or
e) there has been no admission to a hospital and/or you are not awaiting the results of further investigation for that medical condition.
Deductibles
Deductible means the portion of eligible expenses you must pay from your own pocket when a claim occurs.
When applying for medical insurance, you can choose one of deductible options : $0, $75, $100, $250, $500, $1,000, $3,000, $5,000, $10,000. Cost of your super visa health insurance depends on the deductible amount you have chosen. The higher deductible, the less insurance premium you will pay for the policy: discount may be 5% - 45% depending on the deductible amount and the plan.
Deductible means the portion of eligible expenses you must pay from your own pocket when a claim occurs.
When applying for medical insurance, you can choose one of deductible options : $0, $75, $100, $250, $500, $1,000, $3,000, $5,000, $10,000. Cost of your super visa health insurance depends on the deductible amount you have chosen. The higher deductible, the less insurance premium you will pay for the policy: discount may be 5% - 45% depending on the deductible amount and the plan.
Monthly Payment Plan
If you have already obtained your Super Visa and you are in Canada on the application date, you can consider a convenient and affordable option to pay for Super Visa medical insurance monthly. The Monthly payment Super Visa plan is available for $100,000 or $150,000 or $200,000 coverage and can be purchased for one or two years. Get your instant online quote for the Monthly payment option! If you are planning to stay in Canada for two years, you can buy a monthly payment medical insurance policy for two years. You are locking today’s rates for two years, no matter if the company increased travel rates or insurance rates would increase because of your age. Pay only for the time in Canada. With proof of return to country of origin, payments cease and extra full monthly payments paid are refunded – even if there has been a claim.
If you have already obtained your Super Visa and you are in Canada on the application date, you can consider a convenient and affordable option to pay for Super Visa medical insurance monthly. The Monthly payment Super Visa plan is available for $100,000 or $150,000 or $200,000 coverage and can be purchased for one or two years. Get your instant online quote for the Monthly payment option! If you are planning to stay in Canada for two years, you can buy a monthly payment medical insurance policy for two years. You are locking today’s rates for two years, no matter if the company increased travel rates or insurance rates would increase because of your age. Pay only for the time in Canada. With proof of return to country of origin, payments cease and extra full monthly payments paid are refunded – even if there has been a claim.
■ be purchased from a Canadian insurance company;
■ be paid in full, or in instalments with a deposit (quotes aren’t accepted);
■ be valid for at least 1 year from the date you’ll enter Canada;
■ cover the applicant for health care, hospitalization and repatriation;
■ provide a minimum of $100,000 emergency coverage;
■ must be valid for each entry to Canada.
Private health insurance must be valid for each entry to Canada. Be prepared to show your proof of paid insurance to a border services officer if they ask to see it when you enter Canada. Please Click here for more information about application for Super Visa.
■ be paid in full, or in instalments with a deposit (quotes aren’t accepted);
■ be valid for at least 1 year from the date you’ll enter Canada;
■ cover the applicant for health care, hospitalization and repatriation;
■ provide a minimum of $100,000 emergency coverage;
■ must be valid for each entry to Canada.
Private health insurance must be valid for each entry to Canada. Be prepared to show your proof of paid insurance to a border services officer if they ask to see it when you enter Canada. Please Click here for more information about application for Super Visa.
Parents and grandparents of Canadian citizens and permanent residents may apply for a Parent and Grandparent Super Visa and visit their family in Canada for up to 5 (years) years on each entry to Canada. Super Visa allows multiple entries over a span of up to 10 years.
Along with the application for Super Visa, applicants must provide proof of private medical insurance.
The private medical insurance must:
Along with the application for Super Visa, applicants must provide proof of private medical insurance.
The private medical insurance must:
Coverage for Pre-existing Medical Conditions
Super Visa medical insurance for visitors to Canada covers an unexpected, unforeseen sickness or injury, which requires immediate medical treatment. It may be flu, fever, stroke, broken leg, unexpected complication of a stable pre-existing chronic condition (if policy covers stable pre-existing medical conditions), etc.
Super Visa medical insurance for visitors to Canada covers an unexpected, unforeseen sickness or injury, which requires immediate medical treatment. It may be flu, fever, stroke, broken leg, unexpected complication of a stable pre-existing chronic condition (if policy covers stable pre-existing medical conditions), etc.
Super Visa Medical Insurance Requirements
Changing Your Travel Dates
When applying for Super visa medical insurance, you have to put a tentative effective date into your application for this policy. Effective date means the date on which your coverage begins as indicated on your policy confirmation. It may be the date when you are planning to arrive in Canada, or the super visa is supposed to be issued.
If you have got your visa and then decide to postpone your trip, or arrive in Canada early than it is indicated in your policy, or you have not got a response from CIC prior to the effective date of the policy, you have to adjust your travel dates (effective date of the policy, arrival date) any time before the effective date shown on your policy confirmation (it's free).
If you request a change of the travel dates after the policy effective date and you are not in Canada at that time, the insurer may charge an administration fee to process this change. If you arrived in Canada after the policy effective date, you may not be able to change your policy or get a refund for the time you were not in Canada after the policy has started.
It is general information. Call us for consultation about the plans available on this website.
When applying for Super visa medical insurance, you have to put a tentative effective date into your application for this policy. Effective date means the date on which your coverage begins as indicated on your policy confirmation. It may be the date when you are planning to arrive in Canada, or the super visa is supposed to be issued.
If you have got your visa and then decide to postpone your trip, or arrive in Canada early than it is indicated in your policy, or you have not got a response from CIC prior to the effective date of the policy, you have to adjust your travel dates (effective date of the policy, arrival date) any time before the effective date shown on your policy confirmation (it's free).
If you request a change of the travel dates after the policy effective date and you are not in Canada at that time, the insurer may charge an administration fee to process this change. If you arrived in Canada after the policy effective date, you may not be able to change your policy or get a refund for the time you were not in Canada after the policy has started.
It is general information. Call us for consultation about the plans available on this website.
If you have a pre-existing medical condition that meets the stability requirements stated in the policy, and you experience new unexpected symptoms relating to this condition during the period of coverage, Super Visa visitors to Canada insurance pays for emergency medical expenses to eliminate this emergency. But this policy does not provide coverage for ongoing medical care and does not pay for regular check-ups, regular medications and procedures the insured uses to maintain his/her pre-existing condition stable.
If you have already obtained your Super Visa and you are in Canada on the application date, a convenient and affordable Super Visa Monthly payment plan is available for one-year, 18 months, and two-year policy: Get an instant online quote for this plan.
Some insurance companies issue two plans: with coverage for stable pre-existing conditions and no coverage for pre-existing conditions. Cost of Super Visa medical insurance may depend on whether the plan includes coverage for stable pre-existing conditions or not.
If you have already obtained your Super Visa, you can consider a convenient and affordable Super Visa Monthly payment plan, which is available for one-year and two-year policy: Get an instant online quote for this plan.
Get your best quote, compare plans and apply ONLINE for Super Visa Medical (health) insurance for parents & grandparents visiting Canada from major Canadian insurance providers: Manulife Financial, 21st Century, TuGo, Allianz Global Assistance, Group Medical Services (GMS), RSA Travel Insurance, Travelance and Destination Travel !
Super Visa Insurance Requirements
Parents and grandparents of Canadian citizens and permanent residents may apply for a Parent and Grandparent Super Visa and visit their family in Canada for up to 5 (years) years on each entry to Canada. Super Visa allows multiple entries over a span of up to 10 years.
Along with the application for Super Visa, applicants must provide proof of private medical insurance.
The private medical insurance must:
■ be purchased from a Canadian insurance company;
■ be valid for at least 1 year from the date you’ll enter Canada;
■ be paid in full, or in instalments with a deposit (quotes aren’t accepted);
■ provide a minimum of $100,000 emergency coverage;
■ covers the applicant for health care, hospitalization and repatriation;
Private health insurance must be valid for each entry to Canada. Be prepared to show your proof of paid insurance to a border services officer if they ask to see it when you enter Canada.
Please Click here for more information about application for Super Visa.
The private medical insurance must:
■ be purchased from a Canadian insurance company;
■ be valid for at least 1 year from the date you’ll enter Canada;
■ be paid in full, or in instalments with a deposit (quotes aren’t accepted);
■ provide a minimum of $100,000 emergency coverage;
■ covers the applicant for health care, hospitalization and repatriation;
Private health insurance must be valid for each entry to Canada. Be prepared to show your proof of paid insurance to a border services officer if they ask to see it when you enter Canada.
Please Click here for more information about application for Super Visa.
Monthly Payment Plan
If you have already obtained your Super Visa and you are in Canada on the application date, you can consider a convenient and affordable option to pay for Super Visa medical insurance monthly. . The Monthly payment Super Visa plan is available for $100,000 or $150,000 or $200,000 coverage and can be purchased for one or two years.
Get your instant online quote for Monthly payment option!
If you are planning to stay in Canada for two years, you can buy a monthly payment medical insurance policy for two years. You are locking today’s rates for two years, no matter if the company increased travel rates or insurance rates would increase because of your age. Pay only for the time in Canada. With proof of return to country of origin, payments cease and extra full monthly payments paid are refunded – even if there has been a claim. Call at 1-877-443-0101 for free consultation.
Get your instant online quote for Monthly payment option!
If you are planning to stay in Canada for two years, you can buy a monthly payment medical insurance policy for two years. You are locking today’s rates for two years, no matter if the company increased travel rates or insurance rates would increase because of your age. Pay only for the time in Canada. With proof of return to country of origin, payments cease and extra full monthly payments paid are refunded – even if there has been a claim. Call at 1-877-443-0101 for free consultation.
Deductable
Deductible means the portion of eligible expenses you must pay from your own pocket when a claim occurs.
When applying for medical insurance, you can choose one of deductible options : $0, $75, $100, $250, $500, $1,000, $3,000, $5,000, $10,000. Cost of your super visa health insurance depends on the deductible amount you have chosen. The higher deductible, the less insurance premium you will pay for the policy: discount may be 5% - 45% depending on the deductible amount and the plan.
When applying for medical insurance, you can choose one of deductible options : $0, $75, $100, $250, $500, $1,000, $3,000, $5,000, $10,000. Cost of your super visa health insurance depends on the deductible amount you have chosen. The higher deductible, the less insurance premium you will pay for the policy: discount may be 5% - 45% depending on the deductible amount and the plan.
Coverage for Pre-Existing Conditions
Super visa medical insurance for visitors to Canada covers an unexpected, unforeseen sickness or injury, which requires immediate medical treatment. It may be flu, fever, stroke, broken leg, unexpected complication of a stable pre-existing chronic condition (if policy covers stable pre-existing medical conditions), etc..
A Pre-Existing Medical Condition exclusion may apply to your medical condition and/or symptoms that existed prior to your trip.
Pre-existing Medical Condition means injury, illness or disease; symptom(s) that exists before and on the effective date of insurance. It may be high blood pressure (or hypertension), heart condition, lung condition, diabetes, etc. For example, if at the time of application, the applicant is taking medication for high blood pressure, he/she has a pre-existing condition : it is high blood pressure (or hypertension).
Pre-existing Medical Condition means injury, illness or disease; symptom(s) that exists before and on the effective date of insurance. It may be high blood pressure (or hypertension), heart condition, lung condition, diabetes, etc. For example, if at the time of application, the applicant is taking medication for high blood pressure, he/she has a pre-existing condition : it is high blood pressure (or hypertension).
Most Super visa visitors medical insurance plans pay for emergency medical expenses relating to pre-existing medical conditions, which have been STABLE in 90 - 180 days (depending on the plan and visitor's age) prior to the effective date of the policy.
Though definitions of STABLE are slightly different with various plans, basically STABLE means:
a) there have been no new symptoms, and existing symptoms have not become more frequent or severe, or there have been no test results showing deterioration; and/or
b) a physician has not determined that the condition has become worse; and/or
c) a physician (or other medical professional) has not prescribed or recommended a change in medication or new tests for that condition; and/or
d) a physician {or other medical professional) has not prescribed or recommended a change in treatment for that condition; and/or
e) there has been no admission to a hospital and/or you are not awaiting the results of further investigation for that medical condition.
a) there have been no new symptoms, and existing symptoms have not become more frequent or severe, or there have been no test results showing deterioration; and/or
b) a physician has not determined that the condition has become worse; and/or
c) a physician (or other medical professional) has not prescribed or recommended a change in medication or new tests for that condition; and/or
d) a physician {or other medical professional) has not prescribed or recommended a change in treatment for that condition; and/or
e) there has been no admission to a hospital and/or you are not awaiting the results of further investigation for that medical condition.
If you have a pre-existing medical condition that meets the stability requirements stated in the policy, and you experience new unexpected symptoms relating to this condition during the period of coverage, Super visa visitors to Canada insurance pays for emergency medical expenses to eliminate this emergency. But this policy does not provide coverage for ongoing medical care and does not pay for regular check-ups, regular medications and procedures the insured uses to maintain his/her pre-existing condition stable.
Some insurance companies issue two plans: with coverage for stable pre-existing conditions and without coverage for pre-existing conditions. Cost of super visa medical insurance may depend on whether the plan includes coverage for stable pre-existing conditions or not.
Changing Your Travel Dates
When applying for super visa medical insurance, you have to put a tentative effective date into your application for this policy. Effective date means the date on which your coverage begins as indicated on your policy confirmation. It may be the date when you planning to arrive in Canada or the super visa is supposed to be issued.
If you have got your visa and then decide to postpone your trip, or arrive in Canada early than it is indicated in your policy, or you have not got a response from CIC prior to the effective date of the policy, you have to adjust your travel dates (effective date of the policy, arrival date) any time before the effective date shown on your policy confirmation (it's free).
If you request a change of the travel dates after the policy effective date and you are not in Canada at that time, the insurer may charge an administration fee to process this change. If you arrived in Canada after the policy effective date, you may not be able to change your policy or get a refund for the time you were not in Canada after the policy has started.
It is general information. Call us for consultation about the plans available on this website.
If you have got your visa and then decide to postpone your trip, or arrive in Canada early than it is indicated in your policy, or you have not got a response from CIC prior to the effective date of the policy, you have to adjust your travel dates (effective date of the policy, arrival date) any time before the effective date shown on your policy confirmation (it's free).
If you request a change of the travel dates after the policy effective date and you are not in Canada at that time, the insurer may charge an administration fee to process this change. If you arrived in Canada after the policy effective date, you may not be able to change your policy or get a refund for the time you were not in Canada after the policy has started.
It is general information. Call us for consultation about the plans available on this website.
Refunds
Full Refund: if you are denied a visa and refused to entry to Canada, you will get a full refund of premium paid for medical insurance, provided you applied for this refund before the policy effective date shown on your policy confirmation. If you apply for refund after the policy effective date, the company usually charges an administration fee. A copy of the denial letter is required in both situations.
Partial Refund: is available if you return your home early or become eligible and covered under a government health plan during the period of coverage. You will be refunded for the number of days you did not use, a cancellation fee applies. Partial refunds are not available if a claim has been or will be submitted, with the exception of the 21st Century Monthly payment plan. With this Monthly payment plan, you will get a refund for unused full months you paid for, even if you have submitted a claim.