Study in Canada: Medical Insurance for International (Foreign) Students

If you are a foreign student studying in Canada, you may not be eligible for any government coverage and the costs of medical treatment for people without Canadian health insurance plans, are expensive. With Student Medical Insurance for international students in Canada, you will have affordable medical coverage when you need it.

Medical insurance plans for foreign students in Canada from various insurance providers are available on this website. Get information, compare the plans, get your best instant quote and choose low cost health insurance best suited to your needs and budget. Start now - it's fast and easy!

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Number of Accompanying Family Members:

Age of the Oldest Accompanying Family Member:

Hospital & Medical Benefits up to $2,000,000.


Plan covers pre-existing medical condition that was STABLE in the three months before your effective date.

Hospital & Medical Benefits up to $2,000,000.


Plan  covers pre-existing medical condition that was STABLE in 90 days prior to the effective date of the policy.

Hospital & Medical Benefits up to $2,000,000.


Plan covers pre-existing medical condition that was STABLE in 90 days prior to the effective date of the policy.

Hospital & Medical Benefits up to $5,000,000.


Plan does not cover pre-existing medical conditions

Hospital & Medical Benefits  up to $5,000,000.


Plan covers pre-existing medical conditions which have been STABLE in the 90 days immediately before the effective date of the policy.

Hospital & Medical Benefits up to $2,000,000.


Plan does not cover pre-existing medical conditions

Hospital & Medical Benefits up to $2,000,000.


Plan covers  pre-existing medical condition that is STABLE in 90 days before your effective date.

Who can apply?

To be eligible for this insurance a person must :

- be a student enrolled in a school (recognized institution of learning) within Canada; or

- be a family member living with a student covered under this insurance in the same residence;

- not be insured or eligible for benefits under a provincial or territorial government health insurance plan.

Summary of Benefits

(the following benefits may be included in the policy)

Emergency Medical Benefits

Hospital expenses : Hospitalization for injury, illness or psychiatric care

Out-patient and emergency department services

Emergency dental treatment:

- accidental injury;

- relief of pain

Prescription drugs

Diagnostic services

Psychiatric care

Physician services

Private duty nurse

Medical appliances

Ambulance transportation

Family transportation to bedside

Emergency evacuation

Repatriation of mortal remains

Tuition reimbursement

Paramedical services

Non-Emergency Medical Benefits

Annual physician visit (if 365 days are purchased)

Maternity benefit (if pregnancy commenced after the effective date of the policy)

Annual eye examination (if 365 days are purchased)

Exclusions and Limitations

Student medical insurance does not cover everything!

This insurance has exclusions, conditions and limitations.

Pre-existing Medical Condition

A Pre-Existing Medical Condition exclusion may apply to a medical condition and/or symptoms that existed prior to your trip.

Plans without coverage for Pre-existing Medical Conditions:

Allianz Standard Option and Travelance Smart plans do NOT cover pre-existing medical conditions.

Insurance with coverage for Pre-existing Medical Conditions:

Student medical insurance from Manulife Financial, TuGo, Destination, as well as Allianz Standard + 90 Days Stable Pre-ex Option and Travelance Smart+ plans pays for medical expenses relating to pre-existing medical conditions that have remained STABLE in 90 days (or 3 months) the effective date of the policy.

The product-related information on this website is for illustration purposes only.

For complete benefits, terms, conditions, limitations and exclusions, please see the Policy wording.

How you can buy Student health insurance

ONLINE: You can buy Student Medical insurance  policy ONLINE directly from Manulife Financial, TuGo,  Travelance and Destination.

You will get an instant policy online directly from the insurance company's secure website (the policy will be sent to your e-mail address instantly after your payment is approved). If you need assistance, please call at 416-493-0101, 1-877-443-0101. 

OVER-THE-PHONE: Please submit your Application (for Allianz Global Assistance Student Insurance) OR call at  416-493-0101 or 1-877-443-0101.The policy will be issued and e-mailed  you immediately after your payment is approved. Also, a paper copy of your policy will be mailed you within one business day.

If you have questions about this coverage, want to purchase a policy or extend the policy, please, call at 416-493-0101, 1-877-443-0101 or ask your question online.

Questions?    Call us at 416-493-0101 or 1-877-443-0101