Monthly Payment Insurance Plans for Super Visa & Visitors to Canada

Underwritten by:

Old Republic Insurance Company

Policy Period: from 180 to 556 days.
Amount of coverage: $100,000 & $150,000 CAD

Payment schedule:

The first two-month deposit + $60 administration fee is payable at the time of application for this policy.

After your first payment is processed, you will get your confirmation of coverage and your payment schedule. There are no other payments until your policy effective date.

Next monthly premium will be charged to your credit card on the policy effective date.
Further premiums are paid monthly on the monthly installment due date, which depends on the policy effective date.

Adjustment of travel dates:

If you do not arrive on the policy effective date or arrival date is not confirmed, you need contact us before the policy effective date shown on your policy confirmation, to change the travel dates in the policy. (it’s free).

Refunds:

If your visa application is denied, your two-month deposit will be refunded, $60 fee is non-refundable. A copy of the denial letter is required.
When you are cancelling Super Visa policy prior to the effective date without proof of visa refusal, a fee of $250 will be applied.

If you return home early, you can cancel the policy and get a partial refund for the unused number of days, if there is no claim in the policy (a cancellation fee applies). Proof of return to your home country is required (e.g. boarding pass).

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Underwritten by:

Empire Life Insurance Company

Policy Period: 365 days.
Amount of coverage: $100,000-$150,000-$200,000 CAD

Payment schedule:

The first two-month deposit + $50 administration fee is payable at the time of application for this policy.

After your first payment is processed, you will get your confirmation of coverage for 1 year. There are no other payments until your policy comes into effect.

Next monthly premium will be charged to your credit card in one month after the policy effective date.
Further premiums are paid monthly on the monthly installment due date, which depends on the policy effective date.

Adjustment of travel dates:

If you do not arrive on the policy effective date or arrival date is not confirmed, you need contact us before the policy effective date shown on your policy confirmation, to change the travel dates in the policy. (it’s free).

Refunds:

If your visa application is denied, your two-month deposit will be refunded, $50 fee is non-refundable. A copy of the denial letter is required.
When you are cancelling this policy prior to the effective date without proof of visa refusal, a fee of $250 will be applied.

If you return home early, you can cancel the policy and get a partial refund for the unused number of months, if there is no claim in the policy (a cancellation fee applies). Proof of departure from Canada is required.
If you cancel your policy within the first 2 months after the policy effective date your initial 2-month installment is non-refundable.

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Underwritten by:

Manulife Financial

Policy Period: 1 year or 2 years
Amount of coverage: $100,000-$150,000-$200,000 CAD

Payment schedule:

OPTION 1: Application for Super Visa, arrival date is not confirmed.

At the time of application for this policy, you will pay the first two-month deposit + $50 administration fee
After your first payment is processed, you will get your confirmation of coverage, which can be used as proof of insurance when it is required to apply for a travel or entry visa. Your policy will be on a pending status, and there are no other payments until you get your super visa, and your arrival date in Canada is confirmed.

Adjustment of travel dates:

You have to contact us before your actual arrival date to activate the policy. The 21st century will adjust the travel dates on your policy and activate it.

Next payment will be on the policy activation date a few days before your actual arrival date. In one month after your arrival date, further premiums are paid monthly on the monthly installment due date, which depends on your arrival date.

OPTION 2: Arrival date is confirmed.

At the time of application for this policy, you will pay :
• The first two-month deposit + $50 fee, and
• Monthly installment for the first month in Canada
You will get your confirmation of coverage immediately after your first payment is processed.

Next monthly premiums will be charged to your credit card in one month after the policy effective date. Further premiums are paid monthly on the monthly installment due date, which depends on policy effective date

Refunds:

If your visa application is denied, or formally withdrawn, and your coverage under this policy has not been activated, a 2-month deposit will be refunded. Proof of the denial or withdrawal of your application for a visa must be provided.

UNIQUE FEATURE: You will pay only for the time in Canada. With proof of return to your country of origin, payments cease, and the unused number of days paid are refunded – even if there has been a claim.
You can cancel your policy any time after 2-month stay in Canada and will be partially refunded for the number of unused days.

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Underwritten by:

Zurich Insurance Company

Policy Period: from 180 to 365 days.
Amount of coverage: $50,000-$100,000-$150,000-$200,000-$250,000-$300,000 CAD

Payment schedule:

The first two-month deposit + $10 administration fee is payable at the time of application for this policy.

After your first payment is processed, you will get your confirmation of coverage and your payment schedule. There are no other payments until your policy effective date.

Next monthly premium will be charged to your credit card on the policy effective date. Further credit card payments will be made each month on the date that depends on your policy effective date. Each monthly installment premium includes an additional $10 fee.

You may pay the outstanding premium for the full period of coverage at any time. The $10 monthly premium surcharge will apply to the outstanding premium balance.

Adjustment of travel dates:

If you do not arrive on the policy effective date or your arrival date is not confirmed, you need to contact us before the policy effective date shown on your policy confirmation, to change the travel dates in the policy. (it’s free).

Refunds:

If you apply for Super visa and your application is denied, your two-month deposit will be refunded, $10 fee is non-refundable. A copy of the denial letter is required.
When you are cancelling this policy prior to the effective date without proof of visa refusal, a fee of $150 will be applied.

If you return home early, you can cancel the policy and get a partial refund for the unused number of days, if there is no claim in the policy (a cancellation fee applies).
Proof of return to your home country is required (e.g. boarding pass).

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