Super Visa Medical insurance
requirements
Applicants must submit proof
that they have purchased
Canadian medical insurance that:
■
is
valid for a minimum period of
one year;
■
provides
a minimum of $100,000 in
coverage;
■
covers
the applicant for health care,
hospitalization and repatriation
■
is valid for each entry
to Canada and available for
review by a port of entry
officer.
Medical Insurance Plans Available for
Parent and Grandparent Super Visa
Get information, rates, best quote and apply ONLINE for Medical insurance
that meets all the requirements for super visa, from the following Canadian insurance providers:
Choose Super Visa Health Insurance That Is
Right for You
There
are issues you have to consider when
choosing medical insurance for super visa
purpose and some of those issues may affect the cost of your
policy.
Deductibles. When applying
for medical insurance, the applicant can choose one of
deductible options : $0, $50, $100, $250, $500, $1,000.
Deductible means the portion of eligible expenses you must pay
from your own pocket when a claim occurs. The higher deductible,
the less premium you will pay for the policy: a discount
may be 5% - 25% depending on the deductible amount and the
plan.
Pre-existing Medical
conditions.
Visitors to Canada
medical insurance does not cover everything. This insurance has
exclusions, conditions and limitations.
Please read them and understand the policy
before you buy this insurance.
A
Pre-Existing
Medical Condition
exclusion may apply to a medical condition and/or symptoms that
existed prior to your trip. Coverage for pre-existing medical
conditions may depend on your age and the plan you
apply for. Contact us for a free
consultation or refer to the policy wording to see how this
applies in your policy and how it relates to your departure
date, date of purchase or effective date of insurance.
Generally, most of the policies pay for emergency medical
expenses relating to pre-existing medical conditions, which have
been stable in 120 -180 days prior to the effective date of the
policy. The cost of insurance may depend on whether the plan
includes coverage for stable pre-existing conditions or not.
Though definition of STABLE slightly different with different
plans, basically STABLE means:
a) there have been no
new symptoms, and existing symptoms have not become more
frequent or severe, or there have been no test results showing
deterioration; and/or
b) a physician has not determined that the condition has become
worse; and/or
c) a physician (or other medical professional) has not
prescribed or recommended a change in medication or medical care
received for that condition; and/or
d) a physician {or other medical professional) has not
prescribed or recommended a change in treatment for that
condition; and/or
e) there has been no admission to a hospital and/or you are not
awaiting the results of further investigation for that medical
condition.
Please refer to the
policy wording for full details or call us for free
consultation.
Changing your traveling dates.
If
you purchase
a policy and then decide to change your travel
schedule, you can change your traveling
dates (effective date of the policy, arrival
date) any time before the effective date of the
policy. Effective date means the date on which
your coverage begins as indicated on your policy
confirmation. If you purchased this policy from
us, just call us or
click here to send your request : put your
name, your policy number, phone number and your
inquiry and we will contact you within one
business day. You can also call Customer Service
of the insurance company you have purchased
insurance from, to make any changes in your
policy.
Refund.
If you are denied a visa and refused to entry to Canada, you
can apply for refund of premium you have paid for medical insurance.
A full refund is available, if you cancelled the
policy
and requested refund before the effective
date of the policy.
You can apply for a partial refund after
the effective date of the policy, if you did not
get a visa or returned to your home country
earlier than the expiry date of the policy. This
policy provision may be different with different
plans:
please refer to the policy wording for full
details or call us for free consultation.
A
cancellation administration fee to all
refunds may apply
(depending on the plan). Please refer to the
policy wording for details or call us for free
consultation.
Refunds are not available if a claim has been or
will be submitted.