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Travel Insurance for Canadian Travelers
WHO
is Travel insurance designed for?
Travel
medical insurance is designed for
Canadians
traveling abroad or outside province of residence for pleasure
or business:
vacation travel,
U.S.A. weekend trips,
business trips;
for
truck drivers traveling outside province of residence,
Canadian Student studying abroad or Canadian Student studying
in Canada but outside,
snowbirds, .
 For Canadian snowbirds
and seniors: make sure you have the right travel insurance coverage.
Check your eligibility,
answer medical questionnaires with different insurance providers to
determine your rate category and choose the best low cost solution for you.
 Student Medical Insurance
:
If you are a
Canadian Student studying abroad or Canadian Student studying
in Canada but outside your principle province of residence, you
should buy supplementary health insurance.
Click here for more information and to get a free quote.
When
you are planning your vacation trip
(from province to province or
the
ocean cruise, trip to Dominican Republic, Cuba, Mexico, USA,
Hawaii, Barbados, Italy, Greece and other destinations around the
world), do not
forget to purchase Travel medical insurance.
Information for travelers to Cuba
The Government of Cuba has announced that travelers will have to
present proof of health insurance in order to enter the country as
of May 1, 2010. Upon arrival, travelers may be required to present
an insurance policy, insurance certificate, or medical assistance
card valid for the period of their stay in Cuba. Those who do not
have proof of insurance coverage may be required to obtain health
insurance from a Cuban insurance company when they arrive.
Click here for more information.
Eligibility
To be eligible for Travel medical insurance for Canadians or Medical
insurance for Canadian student studying abroad, you have to be
covered by a provincial health care plan for the entire period of
coverage.
Extended Absence from Canada
The provincial and territorial government health
insurance plans limit the time a person can be out of
Canada and still remain eligible for provincial
healthcare coverage. Check your province's health plan
for details before leaving your province of residence.
If you don't have coverage under a government health insurance
program and plan to live or work abroad in another country
T.I.C.
Global Expatriate Hospital&Medical Insurance
is designed for you.
Insurance
providers and Plans available
Shop for cheap
affordable travel insurance with us. We sell travel
insurance policies issued by the companies below: please click the
links to get
information, policy wording, rates and to buy Emergency
Travel Medical
Insurance
(single-trip and annual multi-trip), Trip cancellation&interruption,
Baggage Loss, All-inclusive plans:
Please call at 416-493-0101
(1-877-443-0101) for inquiries and to purchase the policy.
WHY
do you need Emergency Travel Medical Insurance?
When Canadian
residents travel between provinces or out of the country they remain
covered by their provincial health care plan. However, there are
restrictions as to the amount of coverage and to the periods of
absence from their home province. Since only a fraction of medical
and hospital expenses may be covered, Emergency Travel Medical
Insurance can made up the difference.
"Emergency" means an unexpected, unforeseen
sickness or bodily injury, which requires immediate medical
treatment and which cannot be delayed until returning to country of
origin.
This
insurance also provides financial assistance with the cost of returning
home by air ambulance, returning the patient and his or her
traveling companions home early, or for relative to travel the
location of the patient.
WHEN
to buy Emergency Travel Medical Insurance
Generally, you have to
buy a policy before or on your departure date (before
leaving your province of residence).
Extensions: If you are already on
your trip and decide to stay longer, you can extend your
coverage before the expiry date of your existing coverage.
Some conditions may apply. Refer to the policy
wording for
details.
Top-up: If you have
already Emergency Medical plan (single trip or multi-trip) but you
need coverage for more days than you have with the existing plan,
you must purchase top-up coverage before leaving your province of
residence. Refer to the policy
wording for
details.
Learn
how the policy covers pre-existing medical conditions
Insurance rates are very
important but it is not the only thing that requires consideration.
Travel medical insurance
contract does not cover everything.
There are some differences in coverage with different travel
insurance plans and each plan includes a row of
exclusions and conditions. If you have pre-existing medical
condition, please
check whether the policy covers your pre-existing condition. Do it before purchasing insurance!
Multi-Trip Plans
If you travel more
than once a year, it may be less expensive to buy a
Multi-Trip plan.
It is important for truck drivers, businessmen who often cross the
border of Ontario. You can choose from 4, 8, 10, 15, 18,
20, 30, 35, 60, 95, 105, 125, 155, 182 day plans (with
different companies). You’ll be covered for 12 months and can travel
for an unlimited number of trips from your province of residence,
but your trip duration cannot exceed the number of days per
trip you have
chosen when applying for the plan,
read more>>
All-Inclusive
Plans
Travel insurance
(All-Inclusive policy) may
include
Emergency
Medical insurance,
Trip cancellation
Insurance&Interruption, Baggage Loss or Damage, Flight&Travel
Accident
insurance.
Trip
cancellation insurance&trip interruption, Baggage Loss
may be purchased separately.
HOW
you can buy Travel Insurance
You can purchase
travel insurance :
The policy wording and confirmation of coverage will be e-mailed you immediately after your payment is
approved. The policy wording and confirmation make up your
travel insurance policy.
Additionally, a paper copy of your policy will be mailed
you if requested.
Contact us for details and consultation
to make sure that the chosen plan is right for your needs!
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If you
have any questions or concerns feel free |
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